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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,678 | $102,422+171.1% | $147,117+88.7% | $80,959+243.0% |
| Participation rate | 84.4% | 75.9%+8.5pp | 82.2%+2.2pp | 67.7%+16.7pp |
| Annual return | 13.75% | 135.16%-121.4pp | 420.54%-406.8pp | 35.67%-21.9pp |
| Employer contribution / active EE | $4,888 | $3,717+31.5% | $4,932-0.9% | $2,757+77.3% |
| Participant deferral / active EE | $13,384 | $6,652+101.2% | $8,065+66.0% | $4,300+211.2% |
| Admin fee / account holder | $17,479 | $7,953+119.8% | $12,993+34.5% | $6,925+152.4% |