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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,161 | $106,749+261.7% | $145,433+165.5% | $82,448+368.4% |
| Participation rate | 80.6% | 75.6%+5.0pp | 82.1%-1.5pp | 68.1%+12.6pp |
| Annual return | 30.04% | 27.59%+2.5pp | 66.58%-36.5pp | 41.64%-11.6pp |
| Employer contribution / active EE | $4,871 | $3,444+41.4% | $4,554+7.0% | $2,551+91.0% |
| Participant deferral / active EE | $12,182 | $6,519+86.9% | $7,897+54.3% | $4,139+194.3% |
| Admin fee / account holder | $40,933 | $8,390+387.9% | $13,129+211.8% | $7,234+465.8% |