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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,678 | $102,429+171.1% | $147,096+88.8% | $80,925+243.1% |
| Participation rate | 84.4% | 75.9%+8.5pp | 82.2%+2.2pp | 67.7%+16.7pp |
| Annual return | 13.75% | 135.02%-121.3pp | 419.75%-406.0pp | 35.65%-21.9pp |
| Employer contribution / active EE | $4,888 | $3,716+31.6% | $4,936-1.0% | $2,756+77.3% |
| Participant deferral / active EE | $13,384 | $6,649+101.3% | $8,071+65.8% | $4,299+211.3% |
| Admin fee / account holder | $17,479 | $7,957+119.7% | $13,005+34.4% | $6,940+151.9% |