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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,870 | $156,398+36.7% | $147,318+45.2% | $138,895+54.0% |
| Participation rate | 83.3% | 83.8%-0.4pp | 82.1%+1.3pp | 79.9%+3.4pp |
| Annual return | 13.30% | 78.75%-65.4pp | 70.43%-57.1pp | 145.39%-132.1pp |
| Employer contribution / active EE | $5,011 | $4,853+3.2% | $4,593+9.1% | $4,194+19.5% |
| Participant deferral / active EE | $14,650 | $8,237+77.8% | $7,906+85.3% | $6,396+129.0% |
| Admin fee / account holder | $7,415 | $14,976-50.5% | $13,708-45.9% | $12,562-41.0% |