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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,197 | $108,911-62.2% | $100,392-59.0% | $145,884-71.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.07% | 58.23%-45.2pp | 49.45%-36.4pp | 551.85%-538.8pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,941-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,925 | $8,459-18.1% | $8,090-14.4% | $6,690+3.5% |
| Admin fee / account holder | $4,759 | $9,698-50.9% | $7,904-39.8% | $13,392-64.5% |