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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,973 | $61,789-79.0% | $97,167-86.6% | $80,874-84.0% |
| Participation rate | 96.3% | 63.5%+32.8pp | 72.7%+23.6pp | 67.6%+28.6pp |
| Annual return | 8.39% | -557.90%+566.3pp | 75.27%-66.9pp | 35.62%-27.2pp |
| Employer contribution / active EE | $5,389 | $1,837+193.4% | $2,729+97.5% | $2,756+95.6% |
| Participant deferral / active EE | $430 | $3,028-85.8% | $4,264-89.9% | $4,297-90.0% |
| Admin fee / account holder | $303 | $5,168-94.1% | $5,650-94.6% | $6,935-95.6% |