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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,973 | $61,815-79.0% | $97,295-86.7% | $80,959-84.0% |
| Participation rate | 96.3% | 63.5%+32.8pp | 72.7%+23.6pp | 67.7%+28.6pp |
| Annual return | 8.39% | -558.73%+567.1pp | 75.62%-67.2pp | 35.67%-27.3pp |
| Employer contribution / active EE | $5,389 | $1,836+193.4% | $2,723+97.9% | $2,757+95.4% |
| Participant deferral / active EE | $430 | $3,027-85.8% | $4,264-89.9% | $4,300-90.0% |
| Admin fee / account holder | $303 | $5,166-94.1% | $5,646-94.6% | $6,925-95.6% |