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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,514 | $159,978-84.1% | $147,041-82.6% | $145,978-82.5% |
| Participation rate | 86.7% | 84.0%+2.7pp | 82.2%+4.5pp | 80.3%+6.4pp |
| Annual return | 12.51% | 98.36%-85.9pp | 419.21%-406.7pp | 550.52%-538.0pp |
| Employer contribution / active EE | $2,024 | $5,288-61.7% | $4,935-59.0% | $4,662-56.6% |
| Participant deferral / active EE | $7,986 | $8,429-5.3% | $8,071-1.1% | $6,690+19.4% |
| Admin fee / account holder | $1,263 | $15,053-91.6% | $13,006-90.3% | $13,400-90.6% |