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| Provider | Service type | Compensation |
|---|---|---|
CIC WEALTH LLLC2 years Service code 27 · EIN 82-2881062 | Advisory (Plan) | $30,251 |
Service code 37 · EIN 04-2647786 | Loan Processing | $20,366 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,302 | $101,591-32.8% | $147,096-53.6% | $74,429-8.2% |
| Participation rate | 87.7% | 75.5%+12.1pp | 82.2%+5.5pp | 67.2%+20.5pp |
| Annual return | 17.05% | 8746.45%-8729.4pp | 419.75%-402.7pp | 1368.38%-1351.3pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,936-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $7,819 | $7,302+7.1% | $8,071-3.1% | $4,348+79.8% |
| Admin fee / account holder | $331 | $1,750-81.1% | $13,005-97.5% | $1,944-83.0% |