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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,184 | $134,817-44.2% | $123,973-39.4% | $155,188-51.6% |
| Participation rate | 73.9% | 79.4%-5.5pp | 76.7%-2.7pp | 80.8%-6.9pp |
| Annual return | 16.09% | 515.49%-499.4pp | 388.13%-372.0pp | 148.84%-132.7pp |
| Employer contribution / active EE | $2,843 | $4,425-35.8% | $4,126-31.1% | $4,248-33.1% |
| Participant deferral / active EE | $6,045 | $5,706+5.9% | $5,247+15.2% | $6,531-7.4% |
| Admin fee / account holder | $714 | $13,245-94.6% | $11,799-93.9% | $14,480-95.1% |