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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,184 | $114,119-34.1% | $107,187-29.9% | $138,895-45.9% |
| Participation rate | 73.9% | 78.1%-4.2pp | 75.0%-1.1pp | 79.9%-6.0pp |
| Annual return | 16.09% | 273.21%-257.1pp | 204.55%-188.5pp | 145.39%-129.3pp |
| Employer contribution / active EE | $2,843 | $4,059-30.0% | $3,782-24.8% | $4,194-32.2% |
| Participant deferral / active EE | $6,045 | $5,538+9.2% | $5,096+18.6% | $6,396-5.5% |
| Admin fee / account holder | $714 | $10,024-92.9% | $9,162-92.2% | $12,562-94.3% |