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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,280 | $58,848+112.9% | $88,179+42.1% | $82,637+51.6% |
| Participation rate | 77.6% | 57.9%+19.7pp | 69.1%+8.4pp | 68.1%+9.5pp |
| Annual return | 12.57% | 22.76%-10.2pp | 64.97%-52.4pp | 53.51%-40.9pp |
| Employer contribution / active EE | $4,589 | $1,678+173.4% | $2,549+80.0% | $2,552+79.8% |
| Participant deferral / active EE | $6,777 | $3,124+117.0% | $4,614+46.9% | $4,126+64.2% |
| Admin fee / account holder | $11,356 | $4,795+136.8% | $7,673+48.0% | $7,339+54.7% |