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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,044 | $102,385+89.5% | $147,080+31.9% | $80,935+139.8% |
| Participation rate | 50.0% | 75.9%-25.9pp | 82.2%-32.2pp | 67.7%-17.7pp |
| Annual return | 12.11% | 135.09%-123.0pp | 420.17%-408.1pp | 35.66%-23.5pp |
| Employer contribution / active EE | $8,760 | $3,717+135.7% | $4,933+77.6% | $2,757+217.8% |
| Participant deferral / active EE | $14,672 | $6,651+120.6% | $8,066+81.9% | $4,299+241.2% |
| Admin fee / account holder | $12,623 | $7,951+58.7% | $12,989-2.8% | $6,924+82.3% |