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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,370 | $183,516-73.1% | $155,534-68.3% | $145,884-66.2% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 9.01% | 61.43%-52.4pp | 64.92%-55.9pp | 551.85%-542.8pp |
| Employer contribution / active EE | $15,554 | $5,315+192.7% | $4,675+232.7% | $4,662+233.6% |
| Participant deferral / active EE | $11,748 | $6,467+81.7% | $5,630+108.7% | $6,690+75.6% |
| Admin fee / account holder | $2,616 | $19,293-86.4% | $15,900-83.5% | $13,392-80.5% |