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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,643 | $225,673-28.8% | $203,872-21.2% | $155,188+3.5% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 19.27% | 95.91%-76.6pp | 85.11%-65.8pp | 148.84%-129.6pp |
| Employer contribution / active EE | $2,845 | $4,099-30.6% | $3,757-24.3% | $4,248-33.0% |
| Participant deferral / active EE | $16,539 | $6,893+139.9% | $6,388+158.9% | $6,531+153.2% |
| Admin fee / account holder | $466 | $12,327-96.2% | $11,730-96.0% | $14,480-96.8% |