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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,643 | $182,442-11.9% | $163,379-1.7% | $138,895+15.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 19.27% | 72.74%-53.5pp | 63.41%-44.1pp | 145.39%-126.1pp |
| Employer contribution / active EE | $2,845 | $4,159-31.6% | $3,752-24.2% | $4,194-32.2% |
| Participant deferral / active EE | $16,539 | $6,817+142.6% | $6,282+163.3% | $6,396+158.6% |
| Admin fee / account holder | $466 | $10,396-95.5% | $9,818-95.3% | $12,562-96.3% |