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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,443 | $160,028-61.6% | $147,080-58.2% | $145,884-57.9% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 11.49% | 98.60%-87.1pp | 420.17%-408.7pp | 551.85%-540.4pp |
| Employer contribution / active EE | $2,054 | $5,286-61.1% | $4,933-58.4% | $4,662-55.9% |
| Participant deferral / active EE | $2,819 | $8,422-66.5% | $8,066-65.0% | $6,690-57.9% |
| Admin fee / account holder | $4,351 | $15,030-71.1% | $12,989-66.5% | $13,392-67.5% |