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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,739 | $227,399-45.6% | $189,758-34.8% | $198,609-37.7% |
| Participation rate | 52.9% | 84.0%-31.1pp | 79.8%-26.9pp | 82.4%-29.4pp |
| Annual return | 31.75% | 61.03%-29.3pp | 52.62%-20.9pp | 202.70%-170.9pp |
| Employer contribution / active EE | $915 | $5,526-83.4% | $4,767-80.8% | $5,055-81.9% |
| Participant deferral / active EE | $3,538 | $6,837-48.3% | $5,856-39.6% | $6,977-49.3% |
| Admin fee / account holder | $92 | $25,162-99.6% | $20,388-99.6% | $19,030-99.5% |