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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,739 | $185,312-33.2% | $161,489-23.4% | $154,746-20.0% |
| Participation rate | 52.9% | 82.5%-29.5pp | 78.7%-25.8pp | 80.7%-27.8pp |
| Annual return | 31.75% | 103.84%-72.1pp | 89.72%-58.0pp | 172.34%-140.6pp |
| Employer contribution / active EE | $915 | $4,769-80.8% | $4,268-78.6% | $4,379-79.1% |
| Participant deferral / active EE | $3,538 | $6,350-44.3% | $5,630-37.2% | $6,730-47.4% |
| Admin fee / account holder | $92 | $18,654-99.5% | $16,006-99.4% | $14,365-99.4% |