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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,141 | $155,555-33.7% | $146,866-29.8% | $155,188-33.5% |
| Participation rate | 71.4% | 84.0%-12.5pp | 82.5%-11.1pp | 80.8%-9.4pp |
| Annual return | 15.53% | 115.41%-99.9pp | 102.85%-87.3pp | 148.84%-133.3pp |
| Employer contribution / active EE | $2,976 | $4,647-35.9% | $4,425-32.7% | $4,248-29.9% |
| Participant deferral / active EE | $9,738 | $8,044+21.1% | $7,759+25.5% | $6,531+49.1% |
| Admin fee / account holder | $4,467 | $14,755-69.7% | $13,620-67.2% | $14,480-69.2% |