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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,979 | $110,379-83.7% | $102,412-82.4% | $145,884-87.7% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 20.38% | 24.84%-4.5pp | 24.94%-4.6pp | 551.85%-531.5pp |
| Employer contribution / active EE | $1,315 | $4,216-68.8% | $3,870-66.0% | $4,662-71.8% |
| Participant deferral / active EE | $4,557 | $5,622-18.9% | $5,060-9.9% | $6,690-31.9% |
| Admin fee / account holder | $219 | $9,745-97.8% | $8,388-97.4% | $13,392-98.4% |