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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,112 | $100,139-73.9% | $85,187-69.3% | $145,884-82.1% |
| Participation rate | 33.3% | 74.1%-40.8pp | 67.5%-34.2pp | 80.3%-47.0pp |
| Annual return | 6.47% | 84.15%-77.7pp | 66.67%-60.2pp | 551.85%-545.4pp |
| Employer contribution / active EE | $620 | $3,238-80.8% | $2,732-77.3% | $4,662-86.7% |
| Participant deferral / active EE | $2,068 | $5,296-60.9% | $4,525-54.3% | $6,690-69.1% |
| Admin fee / account holder | $156 | $7,262-97.9% | $6,162-97.5% | $13,392-98.8% |