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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,666 | $99,053-63.0% | $88,179-58.4% | $138,895-73.6% |
| Participation rate | 20.0% | 74.2%-54.2pp | 69.1%-49.1pp | 79.9%-59.9pp |
| Annual return | 9.35% | 78.17%-68.8pp | 64.97%-55.6pp | 145.39%-136.0pp |
| Employer contribution / active EE | $374 | $2,882-87.0% | $2,549-85.3% | $4,194-91.1% |
| Participant deferral / active EE | $1,248 | $5,225-76.1% | $4,614-73.0% | $6,396-80.5% |
| Admin fee / account holder | $212 | $8,748-97.6% | $7,673-97.2% | $12,562-98.3% |