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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,487 | $102,393-61.4% | $147,041-73.1% | $80,911-51.2% |
| Participation rate | 96.3% | 75.9%+20.4pp | 82.2%+14.1pp | 67.6%+28.6pp |
| Annual return | 26.38% | 134.95%-108.6pp | 419.21%-392.8pp | 35.63%-9.3pp |
| Employer contribution / active EE | $3,464 | $3,715-6.8% | $4,935-29.8% | $2,756+25.7% |
| Participant deferral / active EE | $10,312 | $6,647+55.1% | $8,071+27.8% | $4,297+140.0% |
| Admin fee / account holder | $5,632 | $7,943-29.1% | $13,006-56.7% | $6,935-18.8% |