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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,720 | $160,028-87.1% | $147,080-85.9% | $145,884-85.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.18% | 98.60%-85.4pp | 420.17%-407.0pp | 551.85%-538.7pp |
| Employer contribution / active EE | $1,190 | $5,286-77.5% | $4,933-75.9% | $4,662-74.5% |
| Participant deferral / active EE | $5,409 | $8,422-35.8% | $8,066-32.9% | $6,690-19.1% |
| Admin fee / account holder | $570 | $15,030-96.2% | $12,989-95.6% | $13,392-95.7% |