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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,867 | $124,980-75.3% | $108,359-71.5% | $154,746-80.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | -15.53% | 45.00%-60.5pp | 36.89%-52.4pp | 172.34%-187.9pp |
| Employer contribution / active EE | $2,270 | $2,851-20.4% | $2,399-5.4% | $4,379-48.2% |
| Participant deferral / active EE | $9,406 | $4,743+98.3% | $4,137+127.4% | $6,730+39.8% |
| Admin fee / account holder | $8,200 | $11,502-28.7% | $9,741-15.8% | $14,365-42.9% |