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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,385 | $160,028-90.4% | $147,080-89.5% | $145,884-89.5% |
| Participation rate | 84.2% | 84.0%+0.2pp | 82.2%+2.0pp | 80.3%+3.9pp |
| Annual return | 21.88% | 98.60%-76.7pp | 420.17%-398.3pp | 551.85%-530.0pp |
| Employer contribution / active EE | $1,749 | $5,286-66.9% | $4,933-64.6% | $4,662-62.5% |
| Participant deferral / active EE | $2,602 | $8,422-69.1% | $8,066-67.7% | $6,690-61.1% |
| Admin fee / account holder | $347 | $15,030-97.7% | $12,989-97.3% | $13,392-97.4% |