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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,436 | $99,053+374.9% | $88,179+433.5% | $138,895+238.7% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.1%+18.4pp | 79.9%+7.6pp |
| Annual return | 14.94% | 78.17%-63.2pp | 64.97%-50.0pp | 145.39%-130.4pp |
| Employer contribution / active EE | $14,779 | $2,882+412.8% | $2,549+479.7% | $4,194+252.4% |
| Participant deferral / active EE | $14,779 | $5,225+182.8% | $4,614+220.3% | $6,396+131.1% |
| Admin fee / account holder | $14,500 | $8,748+65.7% | $7,673+89.0% | $12,562+15.4% |