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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,960 | $129,737+14.8% | $119,126+25.0% | $154,746-3.7% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 15.37% | 379.08%-363.7pp | 282.11%-266.7pp | 172.34%-157.0pp |
| Employer contribution / active EE | $2,240 | $4,375-48.8% | $4,034-44.5% | $4,379-48.8% |
| Participant deferral / active EE | $8,346 | $5,842+42.9% | $5,318+56.9% | $6,730+24.0% |
| Admin fee / account holder | $1,596 | $11,961-86.7% | $10,693-85.1% | $14,365-88.9% |