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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,034 | $209,336-75.1% | $197,124-73.6% | $137,256-62.1% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 13.78% | 48.09%-34.3pp | 44.34%-30.6pp | 220.34%-206.6pp |
| Employer contribution / active EE | $3,971 | $6,591-39.8% | $6,227-36.2% | $4,156-4.5% |
| Participant deferral / active EE | $6,636 | $9,614-31.0% | $9,135-27.4% | $6,407+3.6% |
| Admin fee / account holder | $324 | $17,308-98.1% | $16,298-98.0% | $12,270-97.4% |