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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,547 | $100,139-55.5% | $85,187-47.7% | $145,884-69.5% |
| Participation rate | 44.4% | 74.1%-29.7pp | 67.5%-23.1pp | 80.3%-35.9pp |
| Annual return | 13.61% | 84.15%-70.5pp | 66.67%-53.1pp | 551.85%-538.2pp |
| Employer contribution / active EE | $1,107 | $3,238-65.8% | $2,732-59.5% | $4,662-76.3% |
| Participant deferral / active EE | $4,117 | $5,296-22.3% | $4,525-9.0% | $6,690-38.5% |
| Admin fee / account holder | $1,198 | $7,262-83.5% | $6,162-80.6% | $13,392-91.1% |