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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,948 | $99,053-42.5% | $88,179-35.4% | $138,895-59.0% |
| Participation rate | 38.9% | 74.2%-35.4pp | 69.1%-30.3pp | 79.9%-41.0pp |
| Annual return | 18.10% | 78.17%-60.1pp | 64.97%-46.9pp | 145.39%-127.3pp |
| Employer contribution / active EE | $1,500 | $2,882-48.0% | $2,549-41.2% | $4,194-64.2% |
| Participant deferral / active EE | $4,862 | $5,225-7.0% | $4,614+5.4% | $6,396-24.0% |
| Admin fee / account holder | $2,060 | $8,748-76.5% | $7,673-73.2% | $12,562-83.6% |