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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,306 | $201,370-44.2% | $184,256-39.0% | $145,897-23.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 18.44% | 29.05%-10.6pp | 28.85%-10.4pp | 552.29%-533.9pp |
| Employer contribution / active EE | $21,692 | $7,024+208.8% | $6,427+237.5% | $4,663+365.2% |
| Participant deferral / active EE | $13,737 | $9,808+40.1% | $9,133+50.4% | $6,689+105.4% |
| Admin fee / account holder | $878 | $16,364-94.6% | $13,899-93.7% | $13,390-93.4% |