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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,095 | $106,864-53.1% | $147,318-66.0% | $82,637-39.4% |
| Participation rate | 96.2% | 75.5%+20.6pp | 82.1%+14.1pp | 68.1%+28.1pp |
| Annual return | 15.09% | 27.49%-12.4pp | 70.43%-55.3pp | 53.51%-38.4pp |
| Employer contribution / active EE | $4,104 | $3,417+20.1% | $4,593-10.7% | $2,552+60.8% |
| Participant deferral / active EE | $9,240 | $6,496+42.2% | $7,906+16.9% | $4,126+123.9% |
| Admin fee / account holder | $17,050 | $8,415+102.6% | $13,708+24.4% | $7,339+132.3% |