Retirement plan

NAPA MONTANA 401(K)

Name: POISON CREEK INC. DBA NAPA AUTO PARTS OF MONTANA - NAPA MONTANA 401(K) (2024) Form 5500
Creator: POISON CREEK INC. DBA NAPA AUTO PARTS OF MONTANA
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NAPA MONTANA 401(K), POISON CREEK INC. DBA NAPA AUTO PARTS OF MONTANA

POISON CREEK INC. DBA NAPA AUTO PARTS OF MONTANAEIN 27-4861540Plan #001PY 2024

2616 W MAIN STREET SUITE E - BOZEMAN, MT 59718406-690-8807

Prospect flagsLow assets / participant

How to read this page

Total assets (EOY)

$1.9M

+45.4% from 2023

Total participants

129

+12.2% from 2023

Average account balance

$16,663

+25.3% from 2023

Annual return

13.38%

-6.84 pp from 2023

Benchmarks

See 2,318 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,318 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.93M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$17K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

116

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$453K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.38%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$242

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$28K

$238 / participant

Other / not subdivided$28K100.0%

% of EOY assets

1.455%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$16,663

$59,402-71.9%

$93,654-82.2%

$74,546-77.6%

Participation rate

89.0%

59.7%+29.3pp

68.7%+20.3pp

67.2%+21.8pp

Annual return

13.38%

81.86%-68.5pp

133.34%-120.0pp

1366.03%-1352.7pp

Employer contribution / active EE

$1,333

$1,265+5.4%

$2,421-44.9%

$2,624-49.2%

Participant deferral / active EE

$2,504

$3,049-17.9%

$4,413-43.3%

$4,347-42.4%

Admin fee / account holder

$242

$3,023-92.0%

$8,282-97.1%

$1,944-87.5%

NAPA MONTANA 401(K)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NAPA MONTANA 401(K)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion