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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,261 | $155,555+58.3% | $146,866+67.7% | $155,188+58.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 12.27% | 115.41%-103.1pp | 102.85%-90.6pp | 148.84%-136.6pp |
| Employer contribution / active EE | $19,731 | $4,647+324.6% | $4,425+345.9% | $4,248+364.5% |
| Participant deferral / active EE | $10,153 | $8,044+26.2% | $7,759+30.8% | $6,531+55.4% |
| Admin fee / account holder | $9,135 | $14,755-38.1% | $13,620-32.9% | $14,480-36.9% |