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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,929 | $183,539-79.9% | $155,556-76.3% | $145,897-74.7% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 11.04% | 61.31%-50.3pp | 64.84%-53.8pp | 552.29%-541.3pp |
| Employer contribution / active EE | $2,170 | $5,315-59.2% | $4,675-53.6% | $4,663-53.5% |
| Participant deferral / active EE | $7,364 | $6,467+13.9% | $5,631+30.8% | $6,689+10.1% |
| Admin fee / account holder | $3,718 | $19,275-80.7% | $15,885-76.6% | $13,390-72.2% |