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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,776 | $172,111-73.4% | $150,298-69.5% | $137,256-66.6% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 19.51% | 69.37%-49.9pp | 62.79%-43.3pp | 220.34%-200.8pp |
| Employer contribution / active EE | $1,740 | $4,636-62.5% | $4,154-58.1% | $4,156-58.1% |
| Participant deferral / active EE | $5,443 | $6,166-11.7% | $5,453-0.2% | $6,407-15.1% |
| Admin fee / account holder | $848 | $16,471-94.9% | $14,116-94.0% | $12,270-93.1% |