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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,465 | $97,125-9.9% | $86,233+1.4% | $137,256-36.3% |
| Participation rate | 8.3% | 74.2%-65.9pp | 69.0%-60.7pp | 80.0%-71.6pp |
| Annual return | 19.10% | 74.19%-55.1pp | 61.39%-42.3pp | 220.34%-201.2pp |
| Employer contribution / active EE | $507 | $2,841-82.2% | $2,504-79.8% | $4,156-87.8% |
| Participant deferral / active EE | $1,266 | $5,180-75.6% | $4,559-72.2% | $6,407-80.2% |
| Admin fee / account holder | $0 | $9,725-100.0% | $8,342-100.0% | $12,270-100.0% |