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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,299 | $108,882-70.3% | $96,754-66.6% | $154,746-79.1% |
| Participation rate | 93.3% | 75.1%+18.3pp | 70.3%+23.1pp | 80.7%+12.6pp |
| Annual return | -3.82% | 98.39%-102.2pp | 82.04%-85.9pp | 172.34%-176.2pp |
| Employer contribution / active EE | $1,986 | $3,018-34.2% | $2,679-25.9% | $4,379-54.6% |
| Participant deferral / active EE | $6,106 | $5,323+14.7% | $4,758+28.3% | $6,730-9.3% |
| Admin fee / account holder | $1,339 | $10,200-86.9% | $8,905-85.0% | $14,365-90.7% |