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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,299 | $97,125-66.7% | $86,233-62.5% | $137,256-76.5% |
| Participation rate | 93.3% | 74.2%+19.1pp | 69.0%+24.3pp | 80.0%+13.4pp |
| Annual return | -3.82% | 74.19%-78.0pp | 61.39%-65.2pp | 220.34%-224.2pp |
| Employer contribution / active EE | $1,986 | $2,841-30.1% | $2,504-20.7% | $4,156-52.2% |
| Participant deferral / active EE | $6,106 | $5,180+17.9% | $4,559+33.9% | $6,407-4.7% |
| Admin fee / account holder | $1,339 | $9,725-86.2% | $8,342-83.9% | $12,270-89.1% |