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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,902 | $79,894-46.3% | $135,792-68.4% | $82,637-48.1% |
| Participation rate | 31.3% | 63.0%-31.7pp | 72.6%-41.2pp | 68.1%-36.7pp |
| Annual return | 16.53% | 17.20%-0.7pp | 25.96%-9.4pp | 53.51%-37.0pp |
| Employer contribution / active EE | $688 | $2,165-68.2% | $3,496-80.3% | $2,552-73.0% |
| Participant deferral / active EE | $1,854 | $3,194-42.0% | $4,759-61.0% | $4,126-55.1% |
| Admin fee / account holder | $1,386 | $6,434-78.5% | $12,266-88.7% | $7,339-81.1% |