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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,311 | $156,398-38.4% | $147,318-34.6% | $138,895-30.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 20.90% | 78.75%-57.8pp | 70.43%-49.5pp | 145.39%-124.5pp |
| Employer contribution / active EE | $4,651 | $4,853-4.2% | $4,593+1.3% | $4,194+10.9% |
| Participant deferral / active EE | $10,772 | $8,237+30.8% | $7,906+36.2% | $6,396+68.4% |
| Admin fee / account holder | $537 | $14,976-96.4% | $13,708-96.1% | $12,562-95.7% |