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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,740 | $106,864-71.2% | $147,318-79.1% | $82,637-62.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 24.46% | 27.49%-3.0pp | 70.43%-46.0pp | 53.51%-29.0pp |
| Employer contribution / active EE | $3,132 | $3,417-8.3% | $4,593-31.8% | $2,552+22.7% |
| Participant deferral / active EE | $6,811 | $6,496+4.9% | $7,906-13.9% | $4,126+65.1% |
| Admin fee / account holder | $6,622 | $8,415-21.3% | $13,708-51.7% | $7,339-9.8% |