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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,810 | $81,358-59.7% | $155,556-78.9% | $80,959-59.5% |
| Participation rate | 73.2% | 66.3%+7.0pp | 78.2%-5.0pp | 67.7%+5.6pp |
| Annual return | 18.43% | 33.39%-15.0pp | 64.84%-46.4pp | 35.67%-17.2pp |
| Employer contribution / active EE | $0 | $3,106-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $8,560 | $3,455+147.7% | $5,631+52.0% | $4,300+99.1% |
| Admin fee / account holder | $2,277 | $7,994-71.5% | $15,885-85.7% | $6,925-67.1% |