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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,029 | $78,690-54.2% | $161,489-77.7% | $87,485-58.8% |
| Participation rate | 72.7% | 67.5%+5.3pp | 78.7%-6.0pp | 68.9%+3.8pp |
| Annual return | 11.45% | 32.74%-21.3pp | 89.72%-78.3pp | 26.06%-14.6pp |
| Employer contribution / active EE | $0 | $2,588-100.0% | $4,268-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $9,120 | $3,311+175.4% | $5,630+62.0% | $4,274+113.4% |
| Admin fee / account holder | $12,138 | $6,724+80.5% | $16,006-24.2% | $7,775+56.1% |