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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $701,838 | $154,228+355.1% | $145,433+382.6% | $137,256+411.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 8.98% | 74.59%-65.6pp | 66.58%-57.6pp | 220.34%-211.4pp |
| Employer contribution / active EE | $25,920 | $4,804+439.5% | $4,554+469.1% | $4,156+523.7% |
| Participant deferral / active EE | $21,492 | $8,216+161.6% | $7,897+172.1% | $6,407+235.4% |
| Admin fee / account holder | $3,862 | $14,344-73.1% | $13,129-70.6% | $12,270-68.5% |