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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,273,792 | $160,070+695.8% | $147,117+765.8% | $145,897+773.1% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 14.37% | 98.69%-84.3pp | 420.54%-406.2pp | 552.29%-537.9pp |
| Employer contribution / active EE | $30,661 | $5,285+480.2% | $4,932+521.6% | $4,663+557.6% |
| Participant deferral / active EE | $16,800 | $8,419+99.5% | $8,065+108.3% | $6,689+151.1% |
| Admin fee / account holder | $10,024 | $15,035-33.3% | $12,993-22.8% | $13,390-25.1% |