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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,143 | $77,472-66.3% | $100,392-74.0% | $80,935-67.7% |
| Participation rate | 91.8% | 76.9%+14.8pp | 81.5%+10.2pp | 67.7%+24.1pp |
| Annual return | 14.91% | 37.26%-22.4pp | 49.45%-34.5pp | 35.66%-20.8pp |
| Employer contribution / active EE | -$0 | $2,800-100.0% | $3,941-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $7,198 | $6,818+5.6% | $8,090-11.0% | $4,299+67.4% |
| Admin fee / account holder | $3,105 | $5,885-47.2% | $7,904-60.7% | $6,924-55.2% |