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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,621 | $209,336+4.9% | $197,124+11.4% | $137,256+60.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 13.21% | 48.09%-34.9pp | 44.34%-31.1pp | 220.34%-207.1pp |
| Employer contribution / active EE | $8,430 | $6,591+27.9% | $6,227+35.4% | $4,156+102.8% |
| Participant deferral / active EE | $13,816 | $9,614+43.7% | $9,135+51.3% | $6,407+115.7% |
| Admin fee / account holder | $1,146 | $17,308-93.4% | $16,298-93.0% | $12,270-90.7% |