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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,621 | $275,752-20.4% | $256,809-14.5% | $198,609+10.6% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 13.21% | 34.81%-21.6pp | 32.73%-19.5pp | 202.70%-189.5pp |
| Employer contribution / active EE | $8,430 | $7,721+9.2% | $7,263+16.1% | $5,055+66.8% |
| Participant deferral / active EE | $13,816 | $10,037+37.7% | $9,520+45.1% | $6,977+98.0% |
| Admin fee / account holder | $1,146 | $25,716-95.5% | $25,146-95.4% | $19,030-94.0% |