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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,933 | $57,140+71.4% | $85,240+14.9% | $80,959+21.0% |
| Participation rate | 90.3% | 56.4%+33.9pp | 67.5%+22.8pp | 67.7%+22.7pp |
| Annual return | 14.93% | 21.71%-6.8pp | 66.75%-51.8pp | 35.67%-20.7pp |
| Employer contribution / active EE | $5,783 | $1,802+220.9% | $2,735+111.4% | $2,757+109.7% |
| Participant deferral / active EE | $9,142 | $3,115+193.5% | $4,527+101.9% | $4,300+112.6% |
| Admin fee / account holder | $806 | $4,992-83.9% | $6,165-86.9% | $6,925-88.4% |