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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,914 | $60,442+62.0% | $96,754+1.2% | $87,485+11.9% |
| Participation rate | 91.9% | 58.7%+33.2pp | 70.3%+21.6pp | 68.9%+23.0pp |
| Annual return | 14.90% | 21.97%-7.1pp | 82.04%-67.1pp | 26.06%-11.2pp |
| Employer contribution / active EE | $4,900 | $1,691+189.8% | $2,679+82.9% | $2,596+88.7% |
| Participant deferral / active EE | $8,266 | $3,280+152.0% | $4,758+73.7% | $4,274+93.4% |
| Admin fee / account holder | $13,209 | $5,069+160.6% | $8,905+48.3% | $7,775+69.9% |