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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,914 | $57,590+70.0% | $86,233+13.5% | $82,448+18.8% |
| Participation rate | 91.9% | 57.9%+34.0pp | 69.0%+22.9pp | 68.1%+23.8pp |
| Annual return | 14.90% | 22.41%-7.5pp | 61.39%-46.5pp | 41.64%-26.7pp |
| Employer contribution / active EE | $4,900 | $1,655+196.0% | $2,504+95.7% | $2,551+92.1% |
| Participant deferral / active EE | $8,266 | $3,080+168.4% | $4,559+81.3% | $4,139+99.7% |
| Admin fee / account holder | $13,209 | $4,730+179.2% | $8,342+58.3% | $7,234+82.6% |