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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,867 | $108,922-56.1% | $100,398-52.3% | $145,978-67.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.90% | 58.04%-44.1pp | 49.32%-35.4pp | 550.52%-536.6pp |
| Employer contribution / active EE | $6,682 | $4,426+51.0% | $3,946+69.4% | $4,662+43.3% |
| Participant deferral / active EE | $5,952 | $8,450-29.6% | $8,084-26.4% | $6,690-11.0% |
| Admin fee / account holder | $984 | $9,680-89.8% | $7,893-87.5% | $13,400-92.7% |