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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,867 | $108,911-56.0% | $100,392-52.3% | $145,884-67.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.90% | 58.23%-44.3pp | 49.45%-35.6pp | 551.85%-537.9pp |
| Employer contribution / active EE | $6,682 | $4,420+51.2% | $3,941+69.5% | $4,662+43.3% |
| Participant deferral / active EE | $5,952 | $8,459-29.6% | $8,090-26.4% | $6,690-11.0% |
| Admin fee / account holder | $984 | $9,698-89.9% | $7,904-87.6% | $13,392-92.7% |