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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,929 | $72,071+543.7% | $68,368+578.6% | $137,256+238.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 13.10% | 353.14%-340.0pp | 292.57%-279.5pp | 220.34%-207.2pp |
| Employer contribution / active EE | $32,584 | $2,788+1068.8% | $2,649+1130.1% | $4,156+684.0% |
| Participant deferral / active EE | $14,000 | $4,410+217.5% | $4,123+239.6% | $6,407+118.5% |
| Admin fee / account holder | $18,453 | $5,336+245.8% | $5,150+258.3% | $12,270+50.4% |