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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,029 | $154,228+49.8% | $145,433+58.9% | $137,256+68.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 10.93% | 74.59%-63.7pp | 66.58%-55.6pp | 220.34%-209.4pp |
| Employer contribution / active EE | $7,425 | $4,804+54.6% | $4,554+63.0% | $4,156+78.7% |
| Participant deferral / active EE | $15,150 | $8,216+84.4% | $7,897+91.8% | $6,407+136.5% |
| Admin fee / account holder | $28,464 | $14,344+98.4% | $13,129+116.8% | $12,270+132.0% |