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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,443 | $72,177+4.5% | $115,038-34.4% | $59,633+26.5% |
| Participation rate | 75.0% | 72.6%+2.4pp | 81.4%-6.4pp | 68.7%+6.3pp |
| Annual return | 1.04% | 12.02%-11.0pp | 26.14%-25.1pp | 2041.45%-2040.4pp |
| Employer contribution / active EE | $5,057 | $2,841+78.0% | $4,608+9.7% | $2,203+129.6% |
| Participant deferral / active EE | $3,355 | $4,783-29.9% | $6,026-44.3% | $3,192+5.1% |
| Admin fee / account holder | $615 | $4,927-87.5% | $8,175-92.5% | $4,297-85.7% |