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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,873 | $111,878+19.7% | $93,727+42.8% | $145,897-8.2% |
| Participation rate | 76.9% | 74.2%+2.7pp | 68.7%+8.2pp | 80.3%-3.4pp |
| Annual return | 12.21% | 204.28%-192.1pp | 133.83%-121.6pp | 552.29%-540.1pp |
| Employer contribution / active EE | $10,697 | $3,092+245.9% | $2,421+341.8% | $4,663+129.4% |
| Participant deferral / active EE | $8,616 | $4,920+75.1% | $4,417+95.1% | $6,689+28.8% |
| Admin fee / account holder | $1,896 | $10,256-81.5% | $8,292-77.1% | $13,390-85.8% |