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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,197 | $169,336+17.0% | $129,384+53.2% | $145,884+35.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 19.06% | 14408.70%-14389.6pp | 9461.77%-9442.7pp | 551.85%-532.8pp |
| Employer contribution / active EE | $112,042 | $5,540+1922.5% | $4,153+2597.7% | $4,662+2303.1% |
| Participant deferral / active EE | $24,309 | $4,985+387.6% | $4,166+483.5% | $6,690+263.4% |
| Admin fee / account holder | $18,853 | $9,912+90.2% | $7,686+145.3% | $13,392+40.8% |