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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,197 | $169,237+17.1% | $129,339+53.2% | $145,978+35.8% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 19.06% | 14364.43%-14345.4pp | 9437.05%-9418.0pp | 550.52%-531.5pp |
| Employer contribution / active EE | $112,042 | $5,540+1922.3% | $4,154+2597.0% | $4,662+2303.4% |
| Participant deferral / active EE | $24,309 | $4,991+387.0% | $4,170+483.0% | $6,690+263.4% |
| Admin fee / account holder | $18,853 | $9,882+90.8% | $7,668+145.9% | $13,400+40.7% |