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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,869 | $162,136-74.2% | $152,301-72.5% | $154,746-72.9% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 11.61% | 91.02%-79.4pp | 80.50%-68.9pp | 172.34%-160.7pp |
| Employer contribution / active EE | $2,047 | $4,890-58.1% | $4,624-55.7% | $4,379-53.3% |
| Participant deferral / active EE | $5,702 | $8,341-31.6% | $8,004-28.8% | $6,730-15.3% |
| Admin fee / account holder | $1,077 | $15,759-93.2% | $14,398-92.5% | $14,365-92.5% |