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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,869 | $196,972-78.7% | $182,262-77.0% | $198,609-78.9% |
| Participation rate | 75.0% | 85.7%-10.7pp | 84.2%-9.2pp | 82.4%-7.4pp |
| Annual return | 11.61% | 158.27%-146.7pp | 140.60%-129.0pp | 202.70%-191.1pp |
| Employer contribution / active EE | $2,047 | $5,364-61.8% | $5,046-59.4% | $5,055-59.5% |
| Participant deferral / active EE | $5,702 | $8,643-34.0% | $8,276-31.1% | $6,977-18.3% |
| Admin fee / account holder | $1,077 | $18,429-94.2% | $16,712-93.6% | $19,030-94.3% |