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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,802 | $160,040-55.8% | $147,096-51.9% | $145,877-51.5% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 8.35% | 98.49%-90.1pp | 419.75%-411.4pp | 551.28%-542.9pp |
| Employer contribution / active EE | $2,825 | $5,289-46.6% | $4,936-42.8% | $4,663-39.4% |
| Participant deferral / active EE | $16,475 | $8,429+95.5% | $8,071+104.1% | $6,691+146.2% |
| Admin fee / account holder | $30,624 | $15,050+103.5% | $13,005+135.5% | $13,402+128.5% |