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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,909 | $196,972-85.3% | $182,262-84.1% | $198,609-85.4% |
| Participation rate | 93.8% | 85.7%+8.1pp | 84.2%+9.5pp | 82.4%+11.4pp |
| Annual return | 20.70% | 158.27%-137.6pp | 140.60%-119.9pp | 202.70%-182.0pp |
| Employer contribution / active EE | $2,095 | $5,364-60.9% | $5,046-58.5% | $5,055-58.6% |
| Participant deferral / active EE | $7,696 | $8,643-11.0% | $8,276-7.0% | $6,977+10.3% |
| Admin fee / account holder | $5,985 | $18,429-67.5% | $16,712-64.2% | $19,030-68.6% |