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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,322 | $134,817-74.5% | $123,973-72.3% | $155,188-77.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 11.46% | 515.49%-504.0pp | 388.13%-376.7pp | 148.84%-137.4pp |
| Employer contribution / active EE | $10,391 | $4,425+134.8% | $4,126+151.9% | $4,248+144.6% |
| Participant deferral / active EE | $6,832 | $5,706+19.7% | $5,247+30.2% | $6,531+4.6% |
| Admin fee / account holder | $6,513 | $13,245-50.8% | $11,799-44.8% | $14,480-55.0% |